In partnership with
Abundance is your birthright and that of every single person on the planet
~Jane Fuller
Hey Ambitious Queen! 💫
Ready to flip the script on your money story? Pour yourself a cup Caribe sustainable coffee and settle in – we're about to transform that "I'm just not an investor" narrative into "Watch me build wealth like the boss I am."
This week, we're diving deep into the investment mindset makeover that separates the dreamers from the wealth builders. Spoiler alert: You already have everything you need to start.
With love and summer abundance,
The Project Rich Bitch Team 💋
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Prosperity Pulse Founder Weekly Thoughts from Dana
Hey gorgeous souls,
I'm wrote this from a beautiful rooftop in Miami, and I had to share what's been on my heart about abundance and summer energy.
About a year ago, I was feeling stuck on what my next investment decision should be. I wanted to continue to grow my money in the “passive” category. Not passive as in not working HARD to get to a financial goal, but working SMART. I was working harder but not feeling more abundant. Sound familiar?
Then I remembered something one of my mentors told me: "Abundance isn't about doing more - it's about aligning more." So I decided to take this short trip, not as an escape from work (or maybe it was), but as a way to realign with my vision.
Here's what happened: Within 48 hours of being there, surrounded by beauty and away from my usual routines, an idea presented itself. An existing partnership was headed towards a a new path that I never would have considered from my desk back home.
The lesson? Sometimes the most productive thing you can do is step away from productivity. Sometimes the best business move is to stop thinking about business and start thinking about beauty, joy, and what makes you feel most alive.
Your mid-year review (as an entrepreneur, corporate employee, or both) isn't just about numbers - it's about energy. Are you building wealth from a place of joy and abundance, or from stress and scarcity? Because the energy you build from determines the sustainability of what you create.
This summer, I'm challenging myself (and you) to make wealth-building feel as natural and joyful as a perfect summer day. To approach our financial goals with the same ease we feel watching a sunset.
What would change if you treated your money like you treat summer - with anticipation, appreciation, and absolute trust that good things are coming?
The abundance you're seeking is seeking you too. Sometimes you just need to get out of your own way and let it find you.
With summer love and abundant energy, Dana 💕
P.S. - That investment opportunity I mentioned? It came from a conversation with a woman at the hotel pool. Never underestimate the power of being open to abundance in unexpected places.
ABUNDANCE ACADEMEY
What's Your Investment Personality?
Before we dive in, let's get real about your money personality. Take our quick quiz to discover whether you're:
The Cautious Curator (slow and steady wins)
The Bold Visionary (high risk, high reward)
The Balanced Builder (diversified and strategic)
The Values-First Investor (impact matters most)
Answer each question honestly – no judgment, just clarity! Tally your points as you go.
The Quiz Questions:
1. You just got a bonus/windfall. What's your first thought?
"Safety first! Time to pay down some debt or build up my emergency fund." (1 point)
"Ooh, how can I make this grow fast? What's the hottest new opportunity?" (3 points)
"I'll put some aside for a rainy day, but also look for a solid long-term investment." (2 points)
"Is there a cause I care about that could use this, or a company doing good work I can support?" (4 points)
2. When you hear "stock market volatility," your reaction is:
"Uh oh, time to secure my assets and maybe avoid checking my portfolio." (1 point)
"Opportunity! This is where the real money can be made if you're quick." (3 points)
"Normal ebb and flow. I'll review my strategy, but I'm not panicking." (2 points)
"I hope the companies I'm invested in are holding true to their ethics during these times." (4 points)
3. What's your ideal investment research process?
Reading detailed reports, seeking expert consensus, and getting second opinions before acting. (1 point)
Following innovative trends, listening to thought leaders, and trusting your gut on emerging tech. (3 points)
A mix of understanding market trends and analyzing company fundamentals across various sectors. (2 points)
Deep diving into a company's social impact reports, environmental policies, and governance structures. (4 points)
4. How do you feel about potential losses on an investment?
"It keeps me up at night. I prioritize protecting my principal above all else." (1 point)
"It's the cost of doing business. You win some, you lose some, but the big wins make up for it." (3 points)
"I understand it's part of the game, so I diversify to minimize impact." (2 points)
"As long as my money is contributing to a positive change, I accept some financial fluctuation." (4 points)
5. What best describes your long-term financial goal?
Financial security and stability, ensuring I always have a safety net. (1 point)
Rapid wealth accumulation to achieve complete financial independence early. (3 points)
Steady, consistent growth that builds substantial wealth over time, with flexibility. (2 points)
Building a legacy that reflects my values and makes a tangible difference in the world. (4 points)
6. When considering a new company to invest in, what's your top priority?
Its long history of stable returns and low risk. (1 point)
Its disruptive potential and potential for exponential growth. (3 points)
Its strong market position, diversified revenue streams, and solid management. (2 points)
Its commitment to ethical practices, environmental stewardship, and social responsibility. (4 points)
7. How often do you check your investment portfolio?
Rarely, maybe once a month or less. I prefer not to obsess. (1 point)
Daily, sometimes hourly. I like to stay on top of market movements. (3 points)
Weekly or bi-weekly, just to get a general sense of how things are going. (2 points)
When news breaks about a company's social impact, or when I'm reviewing my overall ethical alignment. (4 points)
Tally Your Points!
Add up the points from your answers:
7-10 Points: The Cautious Curator
11-14 Points: The Balanced Builder
15-19 Points: The Bold Visionary
20-28 Points: The Values-First Investor
Your Investment Personality Revealed!
The Cautious Curator
You are all about security, stability, and slow, steady growth. You prioritize protecting your capital and are wary of unnecessary risks. While you might miss out on some fast gains, your patience and diligence mean you build a robust financial foundation that can weather any storm. Your superpower is your discipline and thoughtful approach.
Your rich bitch move: Focus on low-volatility investments like high-yield savings, CDs, bonds, or broadly diversified index funds, and ensure your emergency fund is solid gold.
The Bold Visionary
You're not afraid to take calculated risks for significant rewards. You have an eye for innovation, a high tolerance for volatility, and you're always looking for the next big thing. You understand that disruption can lead to explosive growth and you're ready to ride the wave. Your superpower is your courage and forward-thinking mindset.
Your rich bitch move: Explore individual growth stocks, emerging markets, tech startups, or even alternative investments you've researched thoroughly. Remember to balance big swings with smart risk management.
The Balanced Builder
You've got a strategic eye and prefer a diversified approach. You understand the power of both growth and stability, and you skillfully blend different asset classes to create a well-rounded portfolio. You're comfortable with moderate risk but always with a long-term strategy in mind. Your superpower is your adaptability and analytical thinking.
Your rich bitch move: Consider a mix of diversified index funds, ETFs, blue-chip stocks, and maybe a small allocation to growth opportunities. Rebalancing your portfolio regularly will keep you on track.
The Values-First Investor
For you, wealth is about more than just numbers; it's about impact. You're passionate about aligning your investments with your ethics, supporting companies that are doing good in the world, and driving positive change. You understand that profitable returns and a positive social footprint are not mutually exclusive. Your superpower is your integrity and purpose-driven wealth creation.
Your rich bitch move: Dive deep into ESG (Environmental, Social, Governance) funds, impact investing, and companies with strong sustainability and ethical track records. Research their practices to ensure they truly align with your vision.
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MONEY MOVES
Money Moves: From Saver to Investor – Your 5-Step Confidence Builder
You've mastered saving, now let's talk about making your money work for you. Transitioning from a saver to an investor might feel like a huge leap, but it's really just a series of powerful, confident steps.
Educate Yourself, Sis: You don't need a finance degree, but you do need to understand the basics. Start with reliable resources (like us!) that break down investing jargon into plain English. Knowledge is power, and in this case, it's also profit.
Define Your "Why": What are you investing for? A killer retirement? That dream vacation home? Financial freedom to tell anyone who tries to dim your shine exactly where to go? Get crystal clear on your goals. This "why" will fuel your journey.
Start Small, Dream Big: You don't need a trust fund to start investing. Even small, consistent contributions can grow into something substantial over time. The key is to start.
Diversify Your Dominance: Don't put all your eggs in one basket. Spreading your investments across different assets reduces risk and increases your potential for growth. It’s about building a robust financial fortress.
Embrace the Journey: Investing isn't a sprint; it's a marathon. There will be ups and downs, but staying consistent and focused on your long-term vision is how you win. You're building a legacy, not just a portfolio.
LUXE LIFE
Luxe Life: Invest with Impact – Your Values, Your Wealth
Being a Rich Bitch isn't just about accumulating wealth; it's about building a life that reflects your deepest values. That's why we're shining a spotlight on values-driven investing, specifically ESG (Environmental, Social, and Governance) options.
Imagine aligning your investments with companies that champion sustainability, fair labor practices, and ethical leadership. Yes, you can make money and make a difference. It's about empowering your portfolio to reflect the world you want to see. Do your research, identify companies that resonate with your ethics, and invest your dollars where your heart is.
And speaking of investing in what you believe in, remember that every choice you make, from your financial portfolio to your daily indulgences, can reflect your values. For those moments when you want to sip something sophisticated and unique, consider a Non-Alcoholic Chapman Cocktail from Chapmans of London. It's a statement of refined taste and conscious living, just like your investment choices.